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The Marketplace & Auto Renewals

The Health Insurance Marketplace is available online, by phone or through an approved insurance broker. It’s designed to help you buy health care coverage more easily.

You can compare plans side by side, in simple language, and there’s no fine print. You can choose between four levels of health plans—Platinum, Gold, Silver and Bronze—from a variety of approved insurance providers. Each offers different amounts of coverage and different monthly premiums. Only one simple application is required.

Renewing Your Marketplace Health Insurance Plan

The Open Enrollment Period is when individuals can purchase health insurance plans. If you already have health insurance, it is the time for you to shop for new Marketplace coverage or decide to stay in the same, or a similar, plan. This year, the Marketplace Open Enrollment Period is from November 1, 2016 through January 31, 2017. 

Your health insurance company will send you a letter by November 1, 2016 to let you know if your plan is still being offered and how the plan is changing. 

•If your health insurance company will offer a plan in your area for 2017: The letter you get from your health insurance company will tell you the new monthly premium amount and any changes to the plan. If you have questions about plan benefits, which providers are in-network, or how to pay your premiums, call your health insurance company directly.

•If your health insurance company won't offer a plan in your area for 2017: Your health insurance company may decide to stop offering certain plans next year. If your health insurance company won't offer a plan in your area for 2017, then you'll need to choose a new plan for 2017 to continue having coverage.

Call 954-561-9681 to make sure your current plan is still right for you.* Be sure that the plan works for you – for example, that the doctors and hospitals you use, and prescription drugs you need, are still in-network. In most cases, if you do not take action, your health insurance company will automatically enroll you in the plan you currently have or the one most similar to it if your plan is no longer available. 

From November 1, 2016 to January 31, 2017, you can: 

• Update your application information. 

• See if you qualify for new or different help paying for your premiums and out-of-pocket costs. 

• Compare available plans. 

• Enroll in a plan that meets your needs. 

Remember, you must enroll in a plan by December 15, 2016 for coverage in your new plan to start on January 1, 2017.

*You can also visit www.HealthCare.gov/keep-or-change-plan/. TTY users should call 1-855-889-4325.


Open Enrollment Begins November 1!

Call 954-561-9681 to speak to an enrollment representative about local coverage options.

You can also visit www.HealthCare.gov to apply for coverage, compare plans and enroll in coverage.

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